Payday Loans Are Better Than Tax Refund Loans

The idea is simple. Payday loans are better than tax refund loans because you know where your money is going with a payday loan. There’s no gray area like there is with the tax refund loan because you’re dealing with concrete numbers from a direct payday lender and your paycheck. There’s no guesswork with a payday loan.
You can take a look at a tax refund loan to see that there are lots of different variables. You don’t really know how much money you’re going to get back from the tax refund although you think you might, and when you take out a tax refund loan based on that, you could easily find yourself out of pocket when the actual refund comes through.
Here’s another sobering thought. There are enough people who prepare tax refunds who are doctoring the fees they charge that the IRS is considering redistricting these kind of tax refund loans because they encourage illegal behavior.
It’s easier to stick with a payday loan where there’s no risk and you even have a customer support phone number to get in touch with anyone should you have some questions.
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